• Jul 09, 2025

How to Buy Bitcoin Monthly for Long-Term Gains

 Learn how to build long-term wealth by buying Bitcoin or other cryptocurrencies monthly. A simple, low-risk strategy anyone can start today.

There’s a reason people say, “Time in the market beats timing the market.” This holds true not just for stocks, but for crypto as well, especially Bitcoin. If you’ve been watching from the sidelines, wondering how to get started without risking it all, there’s a simple approach: buy a little every month and hold.

Let’s break it down.

Why Monthly Buying Works

Imagine trying to predict when Bitcoin will hit the next low before you buy nearly impossible, right? That’s where Dollar-Cost Averaging (DCA) comes in.

DCA means buying a fixed amount of crypto at regular intervals, for example, N10,000 worth of Bitcoin every month, regardless of price. This smooths out the impact of market volatility and removes the stress of guessing market tops and bottoms.

Over time, you accumulate coins at an average price, and historically, that’s worked well for long-term holders.

What You Need to Get Started

Getting started doesn’t require fancy tools. You just need:

  • A reliable crypto wallet, Bucapay wallet.

  • A monthly budget (even N3,000 is enough to start)

  • A bit of discipline

Bucapay exchange that supports auto-buy or easy monthly purchases

Step-by-Step: How to Buy Crypto Monthly with Bucapay

  1. Create a Bucapay Account
    Sign up, verify your identity (KYC), and fund your wallet using Naira or USDT and convert to Btc/any coin you want.

  2. Pick the Crypto You Believe In
    Bitcoin is the most popular, but Ethereum and stable coins also work. Decide based on your belief in the project.

  3. Set Your Budget
    Choose an amount you can invest monthly without needing to touch it. Think of it like rent you pay to your future self.

  4. Buy Monthly (Manual or Scheduled)
    Every month, log in to Bucapay and buy the coin. Soon, we’ll be adding an auto-buy feature so it runs in the background.

  5. Store Securely and HODL
    Leave your crypto in your Bucapay wallet or move to cold storage if needed. The key is: don't panic sell.


Why This Strategy Works

  • Emotion-Free Investing: No fear when the market dips, no greed during bull runs.

  • Builds Wealth Quietly: Small amounts add up over time.

  • Long-Term Focus: Perfect for people who believe in crypto’s future but don’t want daily stress.


Real Example:

Let’s say you started in 2020, buying just $100 worth of Bitcoin each month. By mid-2025, you’d have accumulated thousands in value, and more importantly, you wouldn’t have needed to time any dip or rally.


Final Thoughts: Your Future Self Will Thank You

Crypto isn’t about quick flips for everyone. For many, it’s about believing in a decentralized future and positioning yourself for it.

By buying monthly, you take a steady, disciplined path, and that’s often the path that wins in the long run.

Ready to begin? Log in to Bucapay and join our waitlist.

We may use cookies or any other tracking technologies when you visit our website, including any other media form, mobile website, or mobile application related or connected to help customize the Site and improve your experience. learn more

Allow